Understanding Your Debt-to-Income (DTI) Ratio
June 2, 2026
9 min
Full
1,685 of 1,698
June 2, 2026
Understanding Your Debt-to-Income (DTI) Ratio
0:00 / 9:20
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Kris Krohn Episodes Around June 2, 2026
Episode 1,685 of 1,698 — walk the feed in the order it was published.
9:20This episodeUnderstanding Your Debt-to-Income (DTI) Ratio
Summary
<p>How much home can you actually qualify for, and how do banks calculate your borrowing power? In this archival episode, Kris Krohn demystifies the mortgage underwriting process by introducing the ".43 rule" for Debt-to-Income (DTI) ratios. He explains how your gross monthly income determines your maximum debt allowance and explores the political winds that could shift property qualifications away from personal finances and onto the real merit and profitability of the investment asset itself.</p>
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