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Max Levchin Breaks Down How 'Buy Now Pay Later' Really Works | Odd Lots
Posted
December 5, 2025
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53:23Now PlayingMax Levchin probably knows as much about online payments as anyone. He was part of the original PayPal mafia. Now he's the co-founder and CEO of Affirm, the $22 billion player in the Buy Now Pay Later industry, that's hoping to disrupt the incumbent credit card companies. While BNPL is booming, there is still a lot of confusion about how it works, how it makes money, and how transparent its activities are. On this episode, we speak with Max about why he started his company, and why he believes that BNPL offers a superior product to traditional forms of payment. We also discuss the current state of the economy, AI, and what he sees as the role of crypto in payments.
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