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Why The U.S. Retirement System Gets A C+ Rating

Posted

August 29, 2025

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The U.S. retirement system received a C+ from the Mercer CFA Institute 2024 Global Pension Index, trailing countries like the Netherlands and Australia. According to the report, the U.S. system struggles with low participation, early withdrawals and lack of mandatory contributions, which drag down its performance. Watch the video above to see how global retirement strategies compare across countries and explains what reforms might boost the U.S. grade.

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Produced by: Charlotte Morabito

Edited by: Andrea Miller

Animation by: Jason Reginato, Mallory Brangan

Senior Director of Video: Lindsey Jacobson

Additional Footage: Getty Images

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Why The U.S. Retirement System Gets A C+ Rating

Guests & Subjects Covered

The USMercer CFA InstituteGlobal Pension IndexAustralia AccordingChapters Introduction LowUS PreventingCharlotte Morabito EditedAndrea Miller Animation

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