Grant Cardone on Why It's Perfect Time to Buy a House Right Now & How Buy It Without Bank (Part 2)

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In a recent interview, real estate expert Grant Cardone declared the current market a "100% buyer's market," especially for single-family homes, thanks to historically high listings unseen since 2010. Despite this, many buyers hesitate, waiting for prices to drop—a move Cardone calls futile due to most homeowners holding low-interest, long-term mortgages. Instead, he recommends creative financing strategies that bypass traditional banks.

Cardone suggests buyers approach sellers who own their homes outright and propose seller-financed deals: pay the seller’s asking price with a small down payment and agree on terms with low-interest rates, paying in installments over several years. This method lets the buyer effectively become their own bank and lets the seller earn steady income, often without triggering capital gains taxes immediately.

This “rent-to-own” or seller-financed approach provides flexibility and opportunity in today’s saturated market, making it an ideal time to purchase a home without relying on conventional mortgages.