The Utah Nurse and the Life Insurance Lie: A Murder Plot Unraveled

A registered nurse from Utah, 47-year-old Meggan Sundwall is accused of murdering her friend, 38-year-old Kacee Lyn Terry, in a scheme tied to a rumored $1.5 million life insurance policy. Meggan allegedly spent years convincing Kacee she had terminal cancer, despite her being healthy, and manipulated her into accepting insulin injections to "end her suffering."

On August 12, 2024, Terry was found unresponsive in her Highland, Utah home by her uncle, with Meggan present. Meggan claimed Kacee had a do-not-resuscitate order and had been ill for hours, but no such order existed, and Kacee wasn’t diabetic. Paramedics found a diabetic needle, and Kacee's blood sugar was dangerously low at 14; she died three days later on August 15, 2024. An autopsy revealed no cancer or health issues, and her death was ruled an overdose of insulin and promethazine.

Investigators uncovered over 28,000 text messages from Meggan to Kacee since 2019, detailing plans to kill her with insulin and discussions of Meggan's financial struggles, which she believed Kacee's death would solve. Meggan Sundwall, arrested on March 20, 2025, faces charges of first-degree felony aggravated murder and obstruction of justice. She allegedly deleted over 900 texts to mislead police and searched for the insurance policy after her friend's death, though evidence suggests no policy existed. Meggan, held without bail, could face 25 years to life in prison, with prosecutors yet to decide on pursuing the death penalty. Let's discuss what we know so far.

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