Karlton Dennis
@karltondennis·1.1M subscribers·2.1K videos
How to Buy a Million Dollar Business With Zero Down
Posted
September 8, 2026
Views
1,384
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66
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5.13%
September 8, 2026
1,384
66
5
5.13%
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0:48Now PlayingYou can buy a million dollar business with zero dollars down. Here is exactly how.
It is called seller financing or a seller carryback. You go to the owner and offer to pay the full asking price over five years with interest. The seller gets guaranteed monthly cash flow instead of a lump sum. You get to acquire a cash flowing business without putting up a single dollar of your own money upfront.
Why would a seller agree to this? Because most small business owners cannot find qualified buyers who can secure traditional bank loans. If they want to retire or exit, financing the deal themselves is often their only realistic option.
Structure it so the existing profits from the business comfortably cover the monthly payments to the seller and you keep everything left over. That is how you acquire assets using other people's money and the business pays for itself.
Comment WEALTH if you are earning over $500K to get a free tax consultation to see how you can grow your wealth while legally paying less in taxes with the Tax Alchemy team.
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