July 7, 2026
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5:55Now PlayingMost of us will never get offered a billion dollars, but the math on your own numbers might get you to retirement faster than you think. See your personalized game plan for free in 60 seconds
Dave Ramsey said NO to an interest free $1,000,000,000. Ryan Pineda didn't hesitate for a second.
In this clip from The Kris Krohn Show, Kris puts real estate investor Ryan Pineda on the spot with the same question that went viral when Graham Stephan asked Dave Ramsey: if someone handed you $1 billion dollars at 0% interest for 10 years, would you take it?
Ryan's answer, and the reasoning behind it, is exactly what you'd expect from someone who's built an 8-figure real estate empire from the ground up. Then Kris breaks down his own game plan: how he'd deploy a billion dollars into single-family real estate, the math behind the leveraged double digit ROI, and why he'd rather play it safe with paid-off property than chase a deal that doesn't scale.
Whether you're Team Ramsey (debt-free, no risk) or Team Pineda/Krohn (strategic leverage), this is one of the most fun "what would you actually do" breakdowns we've filmed.
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Kris Krohn is not in the business of providing personal, financial or investment advice and specifically disclaims any liability, loss or risk, which is incurred either directly or indirectly, using any of the information contained in this document. Also, Kris Krohn, this video, and any online tools, if any, do NOT provide ANY legal, accounting, securities, investment, tax or other professional services advice and are not intended to be a substitute for meeting with professional advisors. Homes and information about homes in this video (if any) are historical examples, where past performance does not predict future results. If legal advice or other expert assistance is required, the services of competent, licensed and certified professionals should be sought. In addition, Kris Krohn does not endorse ANY specific investments, investment strategies, advisors, or financial service firms.
NO INVESTMENT, FINANCIAL, LEGAL OR TAX ADVICE
The contents of this video are for informational and educational purposes only. They should not be considered investment, financial, legal or tax advice. Kris Krohn is not licensed in the insurance or securities industries and is not in the business of selling, soliciting or negotiating the sale of any insurance contract, security or other investment vehicle.
DISCLOSURE OF FINANCIAL RELATIONSHIP
Mr. Krohn has a financial interest in MPI Insurance Services, LLC (MPI), a licensed insurance brokerage agency incorporated.
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