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FAQ: Can a senior citizen couple get joint home loan? – Property Hotline
Posted
May 20, 2016
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93
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May 20, 2016
93
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4:32Now PlayingQuestion: I want to take a joint home loan of Rs. 20 lakh with my wife and son. I am 59 years old, my wife is also 59 years old and my son is 23 years old. Can I get a sanction letter from the developer for this? All of us are self-employed. I make a yearly profit of Rs. 3 lakh. How much loan can we get? How much does the processing fee cost?
Answer: Yes, you can get a home loan. Your income will not give you a loan of Rs 20 lakh due to your age. You will be able to get a higher loan amount if your wife /son have some source of income. The processing fee is generally 0.50%- 1% of the loan amount.
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