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FAQ: Can housewives take home loan? - Property Hotline
Posted
June 17, 2016
Views
2,516
Likes
9
Engagement
0.36%
June 17, 2016
2,516
9
0.36%
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2:09Now PlayingBe Un Confused
Expert: PV Subramanyam, Home Finance expert
Q: I booked a flat jointly with my wife, who is a housewife. Can I take a home loan in my wife's name to avail lower interest rates? Is it possible for me to avail the tax benefits?
Answer: Your wife cannot get a loan as she is not working and has no means to repay the loan to the bank. She is not eligible to get a home loan and even if she was, she would be the one to get the tax benefits.
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