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FAQ: One what basis is home loan provided? - Property Hotline
Posted
June 17, 2016
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43
June 17, 2016
43
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2:57Now PlayingBe Un Confused
Expert: PV Subramanyam, Home Finance expert
Q: I'm looking for a 1BHK flat in Mumbai for around Rs. 75 lakh. I earn Rs.37, 000 per month and my brother earns Rs. 20,000 a month. How much money will a bank lend to buy a home?
Answer: Repayment of a loan is not more than 30% of the salary. With the tatal income of you and your brother, Rs. 15- 17 lakh loan can be availed assuming that you have no other personal loans, car loans, etc.
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