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How much loan can we avail jointly?- Property Hotline
Posted
September 9, 2016
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19
September 9, 2016
19
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3:24Now PlayingExpert: Harsh Roongta, Chartered Accountant and a SEBI Registered Investment Advisor.
Question: I want to buy a 1BHK in Malad East for around RS75 lakhs. I earn Rs37,000/month. My brother earns Rs20,000/month. How much loan can we avail jointly?
Answer: Assuming both of you are less than 40 years old and have no other loan, a good rule of the thumb would be around 4 times of annual salary which is around Rs27 lakhs in your case.
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