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How to repay home loan instalments?- Property Hotline
Posted
September 23, 2016
Views
71
Likes
1
Engagement
1.41%
September 23, 2016
71
1
1.41%
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3:55Now PlayingExpert: Kartik Jhaveri, Founder & Director of Transcend Consulting India Pvt Ltd?
Question: I am a salaried person. My home loan instalment amount is debited on the 25th of each month. My salary gets credited to my account on the 30th/31st of every month. Should I continue with the current cycle? Can I pay my instalments on the first week of every month instead?
Answer: Choosing when to pay the EMIs depends on your cash flow and surplus situation. It is a prudent move to pay off all financial liabilities, bills and investment obligations in the beginning of the month. You can then plan out your expenses for the remainder of the month. You can change the due date of EMI by submitting applicable forms to bank.
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