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How can I lower my home loan interest rate?- Property Hotline
Posted
November 4, 2016
Views
634
Likes
2
Engagement
0.32%
November 4, 2016
634
2
0.32%
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3:42Now PlayingExpert: PV Subramanyam, Home Finance Expert
Question: I have a home loan from a reputed banker. I took the loan at a floating rate of 10.45%. It has now come down to just 10.2%, which is higher than the current rates. My interest rate is not coming down. Is there any provision to bring down the interest rate?
Answer: There is huge difference between 8.9% and 10.2% floating rate. You should negotiate with the bank and threaten. If nothing works than assuming that you are eligible for this, go to SBI (State Bank of India) and take the loan at 8.9% rate.
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