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Are women eligible for home loan at revised rates?- Property Hotline
Posted
December 9, 2016
Views
104
Likes
1
Engagement
0.96%
December 9, 2016
104
1
0.96%
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6:36Now PlayingExpert: Ramganesh Iyer, Co- founder of FISDOM.
Question: I have purchased a flat with a home loan in 2015 with an interest rate of 9.5? for women applicant. Am I eligible for the revised rate announced? If yes, kindly give the details / procedure for the same.
Answer: By March 2016 home loan were given at the base rate which was the rate decided by each bank. The criteria for eligibility to avail revised loan rates is you should check with banks on prevailing MCLR. You must always eligible to switch from base rate to MCLR. Switching is not suggested until difference is 0.4% or more. There are switchover charges.
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