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Is investing in MF to aid EMI a sensible approach? - Property Hotline
Posted
January 13, 2017
Views
740
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January 13, 2017
740
4
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3:12Now PlayingExpert: P V Subramanyam, Home Finance Expert, www.subramoney.com
Q: I had taken a loan of Rs 18.5 lakh back for buying a hosue in Mumbai suburbs and currently my outstanding is Rs 17 lakh for which I pay Rs 20,360 p.m. I have a surplus of Rs 7 lakh. Should I invest it in mutual funds and do an SWP to aid my EMI?
A: If you do not have great investing skills and lack a good advisor to do that, use that Rs 7 lakh to prepay your loan. But if you are confident that you will find a good investor and can sit with him/her and do the investments then you can go ahead with it, provided you are sure.
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