I Cashed Out My 401(k) to Build a Women’s Only Retirement Community

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December 17, 2025

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When it came time to retire, Robyn Yerian didn’t feel like she had enough money saved. She didn’t want to depend on her children or end up in a nursing home, so she cashed out what she had in her 401(k) and bought a plot of land in East Texas. She built spots for tiny homes and called the area the Bird’s Nest.

Over time, the Bird’s Nest has become home to a community of women who are rethinking retirement. On this episode of “Modern Love,” Yerian and Cheryl Huff, a longtime resident of the Bird’s Nest, describe what it feels like to grow older together with the support of other women, and discuss why they can’t imagine doing it any other way.

This episode is inspired by Lisa Miller’s story in The New York Times titled, “11 Women, 9 Dogs, Not Much Drama (and No Guys).”

Subscribe today at nytimes.com/podcasts () or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here For more podcasts and narrated articles, download The New York Times app at nytimes.com/app.

Guests & Subjects Covered

Robyn YerianEast Texas SheBirds Nest OverBirds NestModern Love YerianCheryl HuffLisa MillersThe New York Times

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I Cashed Out My 401(k) to Build a Women’s Only Retirement Community · New York Times Podcasts · Sentinel