How to Earn Money from Credit Cards: Benefits, Offers & Risks | Visa | FO440 Raj Shamani
December 2, 2025
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1:44:14Now PlayingHow to Earn Money from Credit Cards: Benefits, Offers & Risks | Visa | FO440 Raj Shamani
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as posted by the channelCheckout Visa
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Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.
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Timestamps -
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My gear for shooting this video:
Canon EOS 200D II 24.1MP DSLR Camera
Canon EF50MM F/1.8 STM Lens
Canon EFS 1855mm f/3.55.6
Yunteng Aluminium Tripod (Vct690, Black)
Zoom H6 All Black (2020 Version)
Shure SM7B Cardioid Vocal Dynamic Microphone
Shure MV7 USB Podcast Microphone
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In today's episode our guest is Sandeep Ghosh, Group Country Manager, Visa India and South Asia. With him, we discuss how banks decide your credit limits, how fraud-prevention layers function, the myths vs. facts around credit cards, and the real do’s & don’ts every user should follow. If you swipe without thinking or should think but don’t, this conversation will reshape how you approach credit cards.
In this episode, we discuss the real blueprint of the credit-card world, how your data works, what actually happens during every transaction, how powerful security systems like tokenisation protect you, and how to play the travel-rewards and points game smartly. We also break down whether a cashless, credit-driven economy is truly beneficial or if there are hidden risks you should know about.
By the end of the episode, you’ll know exactly how to use your cards smarter, safer, and to your advantage whether it’s rewards, repayments, or security. This conversation is an insightful one which every card user needs to watch.
Subscribe for more such conversations!
Follow Sandeep Ghosh here:
Follow Visa India here:
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About Raj Shamani
Raj Shamani is an entrepreneur and the host of the Figuring Out Podcast. He sits down with experts, athletes, celebrities, billionaires, and world leaders to break down how they actually win: money, business, mindset, relationships, and life. He's also a bestselling author, speaker, and angel investor. His work sits at the intersection of business, psychology, and human behaviour.
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About Figuring Out
Figuring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.
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