Forbearance rules changing. Real Estate sales and Home prices will be affected.
July 3, 2021
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10:49Now PlayingForbearance rules changing. Real Estate sales and Home prices will be affected.
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as posted by the channelForbearance rules changing. Real Estate sales and Home prices will be affected.
The Consumer Financial Protection Bureau (CFPB) today released extensive mortgage servicing regulations it hopes will prevent “unwelcome surprises” for borrowers exiting forbearance.
Across more than 200 pages, the CFPB laid out the rules for mortgage servicers to follow in the coming months — shortly after it warned them, “Unprepared is unacceptable.”
According to today’s final rule, servicers can initiate a foreclosure action only after the borrower has submitted a loss mitigation application, and either isn’t eligible for, breaks or rejects a loss mitigation agreement. Servicers can skip those caveats if the borrower was already six months past-due by March 2020 or if the property is abandoned
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