July 2, 2026
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9:23Now PlayingAs of today, July 1, 2026, roughly 450,000 New Yorkers are losing their health insurance — not a fancy plan, their only plan. They earn between about $31,920 and $39,900 a year: home health aides, retail workers, the person who made your coffee this morning.
For years they had the Essential Plan. Today the income ceiling drops from 250% to 200% of the poverty line, and everyone in that band falls off the edge.
They didn't get richer. The line just moved. Here's the bill Washington named "beautiful" — and where the money actually went.
SOURCES
Fiscal Policy Institute "Regional Impacts of the July 2026 Essential Plan Cliff"
Greater New York Hospital Association "The OBBBA's Premium Tax Credit Restrictions Will Severely Harm New York"
NY Focus "What To Do If You're Impacted By Changes to the Essential Plan"
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