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5 vital steps to the perfect retirement | Paid partnership: M&G | Sponsored

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November 11, 2025

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Close to retirement? You may feel you’ve done the groundwork to make it as comfortable as possible after a career growing that pension pot.

But taking a few crucial steps now will make the transition to life after work even more enjoyable.

M&G financial advisers Dan Schama and Frances Fawcett tell The Times their top tips for your next chapter.

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Dan SchamaFrances FawcettThe TimesTimes Radio

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5 vital steps to the perfect retirement | Paid partnership: M&G | Sponsored · The Trump Report · Sentinel