Uncivil Law
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They Built a City to Scam Immigrants. It Worked for 10 Years - The Colony Ridge story.
Posted
February 24, 2026
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24:03Now PlayingColony Ridge Texas is the massive 33,000-acre housing development in Liberty County outside Houston that just got hit with a $68 million settlement after the DOJ, CFPB, and Texas Attorney General Ken Paxton exposed what federal investigators called a predatory lending scam and foreclosure mill targeting Hispanic and immigrant families. In this video, we break down the entire Colony Ridge scandal from start to finish — how developer Trey Harris and John Harris built Terrenos Houston into a city the size of Washington D.C. using owner-financed land sales with no credit check, no income verification, and interest rates above 12% when national mortgage rates were below 3%, how Colony Ridge's foreclosure rate hit 50 times the national average with over 40% of properties flipped and resold multiple times, how the Harris family donated over $1.6 million to Governor Greg Abbott while Liberty County officials begged the state for help, how the February 2025 ICE raids led to 118 arrests including an MS-13 gang member deported six times, and how the 2026 Colony Ridge settlement requires $48 million for infrastructure and $20 million for law enforcement but zero dollars in direct compensation to the families who lost their homes and savings. We cover the Colony Ridge DOJ lawsuit, the CFPB Colony Ridge complaint, the Ken Paxton Colony Ridge lawsuit, Colony Ridge predatory lending practices, Colony Ridge foreclosure statistics, Colony Ridge political donations, Colony Ridge ICE operation, and what the Colony Ridge settlement means for the tens of thousands of residents still living there. If you've been searching for the real Colony Ridge story, Colony Ridge explained, or Colony Ridge documentary, this is the most complete breakdown of the Colony Ridge Texas controversy you'll find on YouTube.
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