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Can we avail home loan for two houses?- Property Hotline
Posted
August 26, 2016
Views
3,492
Likes
24
Engagement
0.69%
August 26, 2016
3,492
24
0.69%
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3:33Now PlayingExpert: Kartik Jhaveri, Founder & Director of Transcend Consulting India Pvt Ltd.
Question: I took a Rs 25 lakhs loan when I had a salary of Rs 40,000/month. I have paid 16 EMIs on it. My current salary is Rs65,000/month. I want to buy another house. Will I get another loan?
Answer: Based on the estimates provided, you would be eligible for a home loan in the range of Rs10-Rs12 lakhs. This is considering a ROI of 9.5% p.a. and tenure of 20 years. The lender will re-assess your eligibility and loan repayment capability, before sanctioning the loan amount.
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