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How can farmers avail loan from banks?- Property Hotline
Posted
September 30, 2016
Views
948
Likes
3
Engagement
0.32%
September 30, 2016
948
3
0.32%
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5:07
7:20
5:48Now PlayingExpert: Kartik Jhaveri, Founder and Director of Transcend Consulting (India) Private Limited.
Question: I want to buy plot in Indore to construct a flat on it. I get income via agriculture because I am a farmer. I file Rs 7 lakhs as my returns per year. I want to take a loan of Rs 15 lakhs but no bank is ready to lend me loan because of agricultural income, what can I do?
Answer: Before lending loan banks make assure whether loner can repay the loan in the specific time. It gets difficult to lend loan to famer or self-employed person. Because of the average profit you are not able to get loan, that’s why make sure you gain more profit in coming 3 years and then apply for a loan. You can try under personal loan or Rashtriya Krishi Vikas Yojana scheme to apply fo the loan.
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