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How to prepay loan using surplus funds?- Property Hotline
Posted
October 7, 2016
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42
October 7, 2016
42
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3:31Now PlayingExpert: PV Subramanyam, Home finance expert.
Question: I have a home loan of Rs 22 lakhs with a 20-year tenure. I have just received a salary hike. Should I increase my EMI?
Answer: If you do not have lump sum amount but you can afford to pay EMI then you should just keep paying the EMI. You can also invest your surplus somewhere else and see if you can get returns higher.
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