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Is it advisable to pay EMI after getting possession?- Property Hotline
Posted
December 2, 2016
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324
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December 2, 2016
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2:20Now PlayingExpert: Kartik Jhaveri, Director, Transcend Consulting (India) Private Limited.
Question: I want to book a flat that I am getting in a pre-launch offer and avail a home loan on the flat. I do not want to opt for pre EMI. I want to know whether it is possible to start the EMI after possession and that if I could pay the interest and principal amount together.
Answer: If your financial situation is good then start paying the EMI, by doing so you will end up paying lesser interest because if you will wait to get your possession then delaying the payment interest rate increases. So you should pay your EMI from day one and should not wait to get possession.
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