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Is it mandatory to pay 0.5% deposit on switching home loan?- Property Hotline
Posted
December 2, 2016
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214
December 2, 2016
214
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2:38Now PlayingExpert: Kartik Jhaveri, Director, Transcend Consulting (India) Private Limited.
Question: I'm switching my home loan to HDFC and I'm asked to pay 0.5% for memorandum of deposit, is this mandatory?
Answer: You will be paying this half per cent for mortgage agreement. HDFC is the Non-banking Financial Corporation for depositing. There is certain amount of stamp duty applicable on it, so this 0.5% can be for stamp duty.
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