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Should I take a second home loan with an existing loan to repay? - Property Hotline
Posted
January 27, 2017
Views
3,224
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21
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January 27, 2017
3,224
21
0.65%
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5:43Now PlayingExpert: Harsh Roongta, Investment advisor
Question: I already own a 2BHK and am planning to upgrade to a 3BHK. I already have a loan of Rs. 10 lakh, can I avail another loan of Rs. 30 lakh? My monthly salary being Rs. 70,000 my job could be at risk, should I now take the plunge?
Answer: If you’re selling and buying a 3BHK flat, I would advise you to look at the insurance products that pay for about 2 to 3 months of EMI if you lose your job. I would also advise you to create a contingency fund. Keep that as a part of your upgrade. That will help reduce your risk to a great extent.
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