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Could Crypto-Backed Mortgages Put The U.S. Housing Market At Risk?

Posted

November 10, 2025

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Buying a home can be expensive. Until now, the roughly 15% of Americans who invest in digital assets haven’t been able to include crypto when applying for a mortgage, but that could soon change. A June directive issued by the Federal Housing Finance Agency ordered mortgage giants Fannie Mae and Freddie Mac to develop proposals to consider crypto as an asset in single-family home risk assessments. CNBC explores the pros and cons of this directive and what will change if it is enacted.

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Hosted by: Talia Kaplan

Produced by: Talia Kaplan, Christian Nunley

Animation: Jason Reginato

Senior Managing Producer: Jordan Smith

Additional Footage: Getty Images

Additional Sources: Federal Reserve Bank of St. Louis, National Association of Realtors

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Could Crypto-Backed Mortgages Put The U.S. Housing Market At Risk?

Guests & Subjects Covered

A JuneFederal Housing Finance AgencyFannie MaeFreddie MacChapters Introduction ChapterTalia Kaplan ProducedSt Louis National AssociationCNBC TV

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