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Can we stop EMI payment if developer defaults?- Property Hotline
Posted
October 21, 2016
Views
4,447
Likes
34
Comments
7
Engagement
0.92%
October 21, 2016
4,447
34
7
0.92%
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5:35Now PlayingExpert: Harsh Roongta, Chartered Accountant and a SEBI registered Investment Advisor.
Question: Can we stop EMI payment if the builder gets into legal trouble in High Court and if the construction halts?
Answer: No. The choice of the project is made by you alone and your liability to repay the home loan is independent of the developer fulfilling his obligations to you. If you default on paying the Pre-EMI or EMI your credit record will be affected and it will impair your ability to ever borrow in the future.
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