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Shall I take top-up loan from same bank or shift to another? - Property Hotline
Posted
December 30, 2016
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4:58Now PlayingExpert: Harsh Roongta CEO, Apnapaisa.com, Home Finance Expert
Question: I want to take a top-up loan of Rs 5 lakh on my ongoing home loan of Rs 20 lakh. I took this loan 3 years ago and it’s on a floating interest rate. How can I take a top-up loan?
Answer: Any old loan is more expensive that what you can get today. For you, the best option would be to shift your loan to another bank. The new bank will not only shift your old loan at a lower interest rate but will also give you a top-up loan that you require at the currently reduced rates.
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