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Can we divide the flat in two parts for loan repayment?- Property Hotline
Posted
October 26, 2016
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96
October 26, 2016
96
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7:00Now PlayingExpert: Avikshit Moral - Partner, Juris Corp.
Question: The total cost of the house is around Rs1 crore. Can we claim loan for the appreciated amount? For the remaining Rs 45 lakhs if I divide the apartment in 2 we (1000 sq. ft. each). Expect rental: Rs 30,000. One to be self-occupied and other will be rented out, so that repayment of loan would be easy?
Answer: To divide the flat, first you will have to take the legal permissions from the bank and after doing it then only you can rent out the second portion of it. But if you want to do an internal partition like if you want to use your rooms for rent then you will not need the banks permission.
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