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Young People Will Never Own A Home! | The Housing Crisis Is Worse Than You Think!
Posted
July 13, 2026
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1:42Now PlayingJeremy Grantham’s point on housing is simple, but it explains why so many people feel stuck.
He is not saying owning property is a bad thing. He is saying house prices have become so expensive compared to wages that the whole system now feels broken for anyone trying to get on the ladder.
In 1994, a typical house in England cost around 3.4 times a family’s income. Today, depending on where you live, it can be more than 10 times.
That is a completely different world.
If you already own a home, rising prices can make you feel richer. But if you are young, renting, or trying to buy for the first time, those same prices can make the future feel impossible.
You are paying more in rent.
You are saving less.
And the thing you are saving for keeps moving further away.
That is why even a 30% fall in house prices may not solve the problem. Grantham says prices would still be expensive compared to history. They would still be far higher than what used to be normal.
So the issue is not just that houses are expensive.
It is that wages, rent and house prices have moved so far apart that ordinary people are being squeezed from every direction.
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