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FAQ: Can a NRI avail loan? - Property Hotline
Posted
June 17, 2016
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72
June 17, 2016
72
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1:47Now PlayingBe Un Confused
Expert: PV Subramanyam, Home Finance expert
Q: What are the eligibility criteria for an NRI to avail a loan? I am planning to go for a home loan of Rs.10 cr. I want to use the loan for construction purpose. I'm planning to construct a building and sell. Will I get a home loan for construction finance?
Answer: A Rs. 10 cr. Loan will mean you need to have about Rs. 4.5 crores of annual income. You cannot get a home loan for doing construction business. To construct a building for real estate purpose you need to take a construction loan from a bank.
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